VISA BEFCU CREDIT CARD
Enjoy the BEST Credit Card in Town!
A credit card that has it all!
Low FIXED rates
Earn reward points for every dollar spent on a purchase
Reward points– Merchandise or Cash
No annual fees
No cash advance fee/No balance transfer fee
Seasonal Promotions– Balance Transfers, Flash Reward Points
In order to apply, please provide proof of income:
by fax: 951-602-6562
by email: befcu@bournsfcu.org
or in person. including
- 2 most recent pay stubs
- Previous year's w2
- 1 Month Bank Statement
Self-Employed
- 2 years of tax returns- All pages
- 1 Month Bank Statement
Retired
-Award letters from pension and/or social security
- 1 Month Bank Statement
Or, call toll free: 1-888-456-3503
Start saving by transferring that high rate credit card, today!
Talk with one of our knowledgeable and friendly Member Service Representatives.
Transfer your balance today! Download form and email to befcu@bournsfcu.org
- When returning balance transfer form, please include the first page statement of the card you are transferring.
- Please allow 7-14 business days for balance transfer to process.
- If you have a minimum payment that needs to be paid, please make the payment yourself.
Credit Cards
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Earn ScoreCard Rewards™ on every purchase dollar you spend with BEFCU's Visa credit card Earn a point for every dollar spent. |
Enroll today to ensure your online credit card purchases are secure!
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Low Fixed Rates
Loan rates, terms and amounts financed will vary according to credit qualification and are subject to change.
| Type of Card | Credit Limits | Minimum monthly payment | Rewards |
|---|---|---|---|
| VISA Platinum Plus |
$1,000 to $20,000 | 2% of balance | Travel, Merchandise & Cash Back |
VISA Credit Card Disclosures |
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|---|---|---|
| Annual Percentage Rate for Purchases, Cash Advances and Balance Transfers for the most qualified applicants* | ||
| Platinum Plus: | 7.99% | |
| Grace Period for Repayment of Balance for Purchases | You have 25 days to repay your entire balance for purchases before a finance charge is imposed. | |
| Balance Calculation Method for Purchases | Average Daily Balance, including new purchases. | |
| Annual Fees: | None | |
| Cash Advances Fee: | None | |
| Late Fee: | $25.00 | |
| Over the Limit Fee: | $25.00 | |
| Balance Transfer Fee: | None | |
The information is accurate as of June 1, 2023
* Offering rates are subject to change without notice.
Stop by and see a Member Representative for more information on our loans and credit cards or email us <-- Click here to email us Riverside: 10 AM - 4 PM
Monday-Wednesday 10 AM - 4 PM Phone calls will be answered
9 AM - 5 PM Thursday 10 AM - 4 PM Phone calls will be answered
10 AM - 5 PM Friday 10 AM - 4 PM Phone calls will be answered
9 AM - 5 PM
Victorville: Closed for lunch 1PM-2PM
Monday-Wednesday 10 AM - 4 PM Phone calls will be answered
9 AM - 5 PM Thursday Phone calls will be answered
10 AM - 5 PM Friday 10 AM - 4 PM Phone calls will be answered
9 AM - 5
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