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Student Loans



Worried about your federal student loan debt payments now that they must begin?

Let BEFCU help!

Refinance your federal student loans into one easy monthly payment.

BEFCU’s Student Loan Refinance program provides low fixed rates and loans up to 15 years.

And, best of all, BEFCU’s special offer: Refinance and get $500!

Upon approval and disbursement of your student loan refinance loan, the primary borrower receives a cash deposit of $500, made to the primary borrower’s BEFCU checking or savings account within 90 days from the funding date of the loan. The primary borrower must be a BEFCU member in good standing at the time of the deposit. One cash award per borrower.

Carefully consider your options before refinancing federal student loans, as they will no longer qualify for current and future federal benefits once refinanced with a private lender.

Want to Refinance your Student Loans into one easy, monthly payment?

Look at BEFCU’s Student Loan Refinance program. Low rates, loans up to 15 years. Convenient monthly payments.

Getting Ready to go to College or already attending, Bourns EFCU Undergraduate Private Student Loans can help:

  • Variable and Fixed Rate Loan
  • Flexible repayment and in-school deferment options
  • Easy online application and instant credit decision
  • Convenient line of credit structure allows you to get funding for your entire undergraduate career with just one application.

All loans subject to approval and restrictions may apply. Credit union membership and a minimum share deposit is required. Contact us for membership details.

Click here for more information and to apply. If you'd like to speak to a representative, please call 877-837-8367.


Anytime Access

University Accounting Service (UAS) is the loan servicer for your account and provides 24/7 access to view your student loan information and make payments at (Payments by mail should be sent to University Accounting Service, PO Box 5865, Carol Stream, IL 60197-5865.)

Personalized Support

If you have additional questions regarding your student loan account, or are experiencing difficulties at this time and need to discuss repayment options to keep your account in good standing, please call 800-723-2210 to speak with a servicing agent.


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