| Share Accounts |
| Effective Date: Wednesday, November 29th, 2023 |
| Name/Term | Rate Type | Minimum Opening Balance | Minimum to Earn Dividend | Dividend Rate | APY* |
| $5-$4,999 |
Variable |
$5 |
$5 |
0.10% |
0.10% |
| $5,000 - $24,999 |
Variable |
$5 |
$5,000 |
0.15% |
0.15% |
| $25,000 - $49,999 |
Variable |
$5 |
$25,000 |
0.15% |
0.15% |
| $50,000 and up |
Variable |
$5 |
$50,000 |
0.20% |
0.20% |
| Youth Club |
| Effective Date: Wednesday, November 29th, 2023 |
| Name/Term | Rate Type | Minimum Opening Balance | Minimum to Earn Dividend | Dividend Rate | APY* |
| $5-$249 |
Variable |
$0 |
$5 |
0.10% |
0.10% |
| $250 and up |
Variable |
$0 |
$250 |
0.15% |
0.15% |
| Money Market |
| Effective Date: Wednesday, November 29th, 2023 |
| Name/Term | Rate Type | Minimum Opening Balance | Minimum to Earn Dividend | Dividend Rate | APY* |
| $5 - $2,499 |
Variable |
$0 |
$5 |
0.25% |
0.25% |
| $2,500 - $9,999 |
Variable |
$0 |
$2,500 |
0.50% |
0.50% |
| $10,000 - $24,999 |
Variable |
$0 |
$10,000 |
0.75% |
0.75% |
| $25,000 - $49,999 |
Variable |
$0 |
$25,000 |
0.90% |
0.90% |
| $50,000 - $99,999 |
Variable |
$0 |
$50,000 |
1.05% |
1.06% |
| $100,000 and up |
Variable |
$0 |
$100,000 |
1.05% |
1.06% |
| Checking |
| Effective Date: Wednesday, November 29th, 2023 |
| Name/Term | Rate Type | Minimum Opening Balance | Minimum to Earn Dividend | Dividend Rate | APY* |
| Checking |
Variable |
$100 |
None |
0.10% |
0.10% |
| IRA Savings |
| Effective Date: Wednesday, November 29th, 2023 |
| Name/Term | Rate Type | Minimum Opening Balance | Minimum to Earn Dividend | Dividend Rate | APY* |
| $5 - 24,999 |
Variable |
$0 |
$5 |
0.30% |
0.30% |
| $25,000 and up |
Variable |
$0 |
$25,000 |
0.35% |
0.35% |
